Uber has changed the way we travel. With a simple tap on your smartphone, a ride is available at your fingertips, making transportation more convenient than ever. As convenient as Uber is, it’s not without its risks. Crashes can still take place, and when they do, passengers may suffer injuries.

This article explores the most common injuries in Uber-related accidents, the process of determining fault, as well as the legal process for compensation.

Common Uber Injuries

Passengers in an Uber may suffer many different types of injuries, especially if the driver is involved in an accident. Some of the most common injuries that occur include:

Whiplash: Neck strain, also known as whiplash, is common in rear collisions, which can lead to significant discomfort. It can take time to develop symptoms, making it hard to immediately detect.

Bone Injuries: Accidents can easily cause fractures, especially in limbs. They may need surgery or prolonged recovery time.

Concussions and Brain Trauma: From mild concussions to severe TBIs, head injuries can vary in severity. They can lead to lasting cognitive and health challenges.

Back and Spinal Cord Injuries: Back and spine injuries are common in high-impact crashes. They often result in long-term pain and expensive treatments.

Strains and Sprains: Muscle injuries, including sprains and tears, often occur. Even though they might seem minor, they cause substantial pain.

Severe Scratches and Lacerations: Sharp debris from accidents may cause deep wounds. Lacerations can lead to stitches, scars, and even infection.

Figuring Out Fault in Uber Injury Cases

Liability in Uber-related accidents can be complicated. Several parties may be responsible for the accident. Liability can include the Uber driver, other drivers, or even third parties.

The Uber Driver: If the driver was negligent, distracted, or driving recklessly, they might be liable. This includes speeding, texting while driving, or breaking traffic laws.

Another Motorist: If another vehicle was at fault, their driver could be liable for the accident.

Uber’s Liability: Uber may be liable in certain situations through its insurance policies. Uber offers up read more to $1 million in liability coverage during active rides.

Other Third Parties: Road conditions, vehicle malfunctions, or other external factors can contribute to accidents. In such cases, lawsuits may involve multiple parties to determine responsibility.

What Uber’s Insurance Covers in Accidents

Uber’s insurance coverage varies depending on the stage of the ride. Coverage changes depending on if the driver is waiting for a ride request or transporting passengers.

Driver Offline: When the driver is offline, their personal insurance is responsible.

Driver Awaiting Ride Requests: During this phase, Uber’s coverage includes $50,000 for injury liability per person. Coverage includes up to $50,000 per individual for bodily injury and $25,000 for property damage.

Driver En Route or During a Ride: Once the driver is picking up or transporting a passenger, Uber offers much higher coverage. The $1 million policy covers both liability and uninsured drivers, along with collision insurance.

Filing a Legal Claim After an Uber Accident

If an Uber accident causes significant injury, legal action may be required to get fair compensation. Legal action may result in financial recovery for hospital bills, lost income, and more.